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Alexavier (2014-03-05 11:5)
The insured and family members who live in the same household. Thus, if QuotesChimp run a red light and cause an accident, your insurance will protect you against the financial consequences of your neg�ligence, while at the same time the med pay portion of the policy will pay for the treatment of your injuries, up to the extent of coverage.
Kaed (2014-03-05 12:4)
Before QuotesChimp can be a smart shopper, you should prepare yourself for the task by learning as much as you can about what you are buying. In order to do so, you will need detailed information about the type of policy you are going to purchase, information on the different companies that sell this type of insurance, and, finally, you should get a handle on who you can buy the insurance from.
Rock (2014-03-05 12:4)
Now, take a look at the typical auto insurance declarations page shown opposite. If QuotesChimp do purchase med pay, the decla�rations page will tell you how much you are selecting. Did you know that the limit of coverage is not necessarily the maximum your company could have to pay? That's because, unlike liability coverage, the med pay policy limits do not refer to the total coverage available, but rather to the total that can be collected by each covered injured individual. Thus, if three people are seriously injured in an accident where the owner/driver of the car had $2,000 in med pay coverage, the insurance company could be on the hook for $6,000 under the med pay clause.
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